About Us

Guiding you home with experience, integrity, and personalized service.

THM Mortgage is an independent mortgage broker based in Orange County, California. We’ve been in business for more than 10 years, with more than 20 years of combined mortgage experience across our team. We currently serve clients in California, Florida, Texas, and Idaho. 


THM was founded and is led by Tamer Ibrahim, CPA, MBA, who brings more than 20 years of experience in corporate finance. His goal is simple: build a mortgage company that makes the home financing process easier, clearer, and less stressful.

What our Clients Say

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Emad Yousri profile picture
Emad Yousri
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Amazing experience working with Tamer. He was able to help me close a short sale home in just 10 days! He guided me through every step of the process and I be working with him on my next purchase.
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abanoub micheal profile picture
abanoub micheal
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I can’t thank you enough for making my first home-buying experience such a smooth and stress-free process. From start to finish, you were always available, patient, and professional. You guided me through every step of the loan process, explained everything clearly, and made sure everything stayed on track until closing. I truly appreciate all your hard work and dedication. I highly recommend you to anyone looking for someone they can trust with their home loan. Thank you for helping make my dream of owning a home come true!
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Triza S profile picture
Triza S
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Excellent service, You made the mortgage process easy and stress free . Thank you for your professionalism, support, and quick communication. Highly recommend
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Usama Kareem profile picture
Usama Kareem
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It is really a pleasure to work with such a talented person like Tamer.
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Quinn Dao profile picture
Quinn Dao
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we were blessed to have Tamer helping us with our home mortgage, not once, but twice. He makes sure we got the best rate out there and doesn’t matter how difficult the situation gets, he will do everything in his power for your best interest. Thoughtful, professional, dedicated, and passion are what you will get from Tamer. Give him a try and you won’t ever regret. Thank you Tamer, we appreciate everything you did for us!
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Abdul Al Smadi profile picture
Abdul Al Smadi
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I worked with Mr. Tamer and his team, and the experience was professional and respectful from start to finish. He is characterized by credibility, responsiveness, and a courteous, respectful manner. He helped me complete the mortgage process smoothly and professionally, ensuring every step was clearly explained. I confidently recommend working with Mr. Tamer and his team, and I thank them for their excellent service.
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bonita dong profile picture
bonita dong
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Thank you Tamer for your help and support during our family's first home buying experience. Tamer took his time to walk me through the entire process of purchasing a property. There are a lot of things to understand to secure a mortgage and I felt that Tamer really did his best to find the best solution for us when others may not have been so patient and willing. If you are preparing to buy a new home, I highly recommend getting in contact with Tamer to start your approval and consulting.
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Wagner Alvarez profile picture
Wagner Alvarez
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Tamer Ibrahim at THM Mortgage, LLC is the reason my wife and I are homeowners today — and I also want to give a huge thank you to Lydia, because she helped a lot during underwriting when things get detailed and stressful. We needed a team that actually understands underwriting conditions, documentation, timelines, and how to keep everything moving without confusion. That’s exactly what Tamer (and Lydia) did. What stood out most: 1) Communication and honesty (Tamer) Tamer explained the process clearly from the beginning: what underwriting would ask for, what could slow us down, and what to prepare ahead of time. No surprises, no vague answers — just clear steps and real guidance. 2) Underwriting support (Lydia) When we got deeper into underwriting, Lydia was extremely helpful. She was patient, responsive, and detail-oriented. Underwriting can feel overwhelming because they ask specific questions and need clean documentation — Lydia helped us stay organized and made sure we handled items correctly so the file wouldn’t get stuck. 3) Organization + speed (both) This team didn’t let things sit. They followed up, kept us updated, and pushed the process forward. When we had questions, we got answers quickly. That kind of responsiveness makes a huge difference when you’re on a timeline. 4) Professional and respectful Buying a home is stressful. Tamer and Lydia never added stress — they stayed professional, calm, and supportive the entire time. 5) Results Most importantly: we closed and got into our home. That’s what matters. If you’re looking for a mortgage team that’s knowledgeable, honest, and actually gets it done — especially if your loan requires extra attention — I strongly recommend Tamer Ibrahim and Lydia at THM Mortgage, LLC. Thank you both for helping my family make this happen.
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Michael Wagdy profile picture
Michael Wagdy
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My family I had an excellent experience working with Tamer Ibrahim. He is extremely honest, professional, and truly dedicated to helping his clients. In a very short time, he helped me secure a loan and achieve my family’s dream of owning a beautiful home at a great price. What made this experience even more impressive is that the seller had given us a very tight deadline due to upcoming travel, which was a real challenge. Despite that, Tamer handled everything efficiently and made sure we met the timeline without any stress. He was always responsive, patient, and clear in explaining every step of the process, which made everything smooth and stress-free. I genuinely appreciate his hard work and support throughout this journey. I highly recommend Tamer Ibrahim to anyone looking for a trustworthy and efficient loan officer. Thank you for making this dream come true! Thank you so much dear Tamer And great thanks for your team.
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Bishoy Yousef profile picture
Bishoy Yousef
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Buying a house was so convenient with TMH — especially thanks to Tamer! He’s such a knowledgeable and experienced broker, always easy to reach and a pleasure to work with. The whole process was smooth and hassle-free. I definitely recommend TMH for any future loan applications!


Who We Are & What We Do

Who We Are

An independent mortgage broker with 10+ years in business and 20+ years of combined experience. We work with top wholesale lenders to offer more options and better solutions for our clients.

What We Do

We help families buy, refinance, and build wealth through homeownership. From your first application to closing and beyond, we’re with you every step of the way.

Why THM Mortgage

Honest, straightforward guidance
More loan options to fit your needs
Competitive rates
Fast, smooth closings
Personal service
Experienced leadership
Honest, straightforward guidance
More loan options to fit your needs
Competitive rates
Fast, smooth closings
Personal service
Experienced Leadership
portrait of president and CEO Tamer Ibrahim

LEADERSHIP YOU CAN TRUST

Built on Experience.
Focused on you.

THM Mortgage was founded and is led by Tamer Ibrahim, CPA, MBA, who brings more than 20 years of corporate finance experience and more than 10 years of building THM Mortgage. His background in finance and mortgage operations shapes how THM is run: with a focus on financial discipline, stability, compliance, and doing what’s right for the client. As an independent mortgage company, Tamer believes in giving both borrowers and Loan Officers the flexibility, personal support, and direct access they need to succeed.

THM Mortgage is an independent Mortgage Broker based in Orange County, California. We currently originate loans in California, Florida, Texas, and Idaho. Our team has more than 20 years in combined experience in the mortgage industry. Our main goal is to make the process of securing a mortgage loan as effortless and stress free as possible.

We are primarily working with the top wholesale lenders in the nation which allow us to offer our clients very competitive interest rates and fast closing process.

Our mission is to help families with their financing needs whether to buy their dream home or refinance their current loan to reduce their monthly payment, consolidate debts, and tab into their current equity.

We Value Partnership

We have established strong partnerships with highly successful real estate agents, title companies, lenders, and other stakeholders. We don’t just close mortgage loans, we build relationships for life. A decent number of transactions is coming from recurring clients who enjoyed working with our team and appreciated the experience. We also receive a strong volume of referral business from our existing clients.

 

Why Us

  • Honest and sound financial advice
  • Save the hassle of shopping with different lenders
  • Smooth and fast loan closing process
  • Excellent customer service

License

We are currently licensed in California, Florida, Texas, and Idaho. Stay tuned for more states coming in the near future.

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