Privacy Policy
Last updated: January 1, 2026
THM Mortgage ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit forms, or communicate with us through any online or offline channel.
1. Information We Collect
We may collect personal and non-personal information, including but not limited to:
- First and last name
- Email address
- Phone number
- Mortgage-related information (loan goals, timelines, property type, credit range, etc.)
- IP address, browser type, device information
- Cookies and usage data
Information is collected when you voluntarily submit forms, request information, contact us, or interact with our website.
2. How We Use Your Information
We use the information we collect to:
- Respond to inquiries and requests
- Provide mortgage-related information and services
- Communicate with you via email, phone, or SMS (with your consent)
- Improve website functionality and user experience
- Comply with legal and regulatory requirements
- Prevent fraud and protect the security of our systems
3. Consent to Communications
By submitting your information through our website, you consent to receive communications from THM Mortgage via email and/or SMS related to your inquiry. Message and data rates may apply. Message frequency may vary. You may opt out at any time by replying STOP or contacting us directly.
4. Sharing of Information
We do not sell your personal information. We may share your information only in the following circumstances:
Non-Sharing of Mobile Information
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
- With trusted service providers who assist in operating our website or communications
- To comply with applicable laws, regulations, or legal processes
- To protect the rights, property, or safety of THM Mortgage or others
5. Cookies and Tracking Technologies
We may use cookies and similar technologies to enhance user experience, analyze site traffic, and improve our services. You may disable cookies through your browser settings, though this may affect certain website features.
6. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure.
7. Your Privacy Rights
Depending on your state of residence (including California), you may have rights under applicable privacy laws, including the right to:
- Request access to personal information we hold about you
- Request correction or deletion of your information
- Opt out of certain communications
To exercise your rights, please contact us using the information below.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing any information.
9. Children’s Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.
10. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Changes will be effective immediately upon posting the updated policy on this page.
11. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us:
THM Mortgage
26632 Towne Centre Dr, Suite 300
Foothill Ranch, CA 92610
Phone: +1 949-371-5799
Email: info@thmmortgage.com